IOB Net Banking registration and activation process

IOB  is started in 1937 and one of the major bank in public sector. It is owned by the government of India and Nationalized in 1969. It is having over 3700 domestic branches including the 1100 branches in Tamil Nadu. IOB is also having eight Overseas branches and offices up to the year 2014. IOB Making transactions easier through the internet and Mobile banking services. Users can able to use all the services provided in IOB net banking on all 365 days.

iob net banking registrationCheck out the major services that are provided by IOB Internet & Mobile Banking Applications

  1. Easy Funds Transfer from one bank to another bank account.
  2. Funds transfer through NEFT and IMPS
  3. Check Your Balance
  4. Mini statements
  5. Online Recharge
  6. Loan Instalments
  7. Credit card Bills
  8. Online shopping

You can use the above service by simply downloading the IOB Mobile App. You can find the app in Play Store for Android Mobiles and Apple store for iOS If not check How to install IOB Mobile App on Android and iOS. Or you can access these services by registering to IOB Internet banking. If you are not registered with IOB Internet banking check out the below process to complete the IOB net banking registration application.

Steps to Register for IOB Net Banking

Here is the step by step process to activate internet banking for IOB, which is growing day by day with new customers. IOB Net Banking is serving a huge community of user regardless of their account type or purpose.Here I will be giving you a detailed process on How To Activate IOB Net Banking in an easier and understandable step by step process so that you can start your IOB internet banking service.

Activating IOB Internet Banking Services is to be done in 2 stages

IOB Net Banking Online registration

Step 1: In order to activate IOB internet banking online the first step is to open the Net Banking website, Here is the direct url of IOB net banking:

This URL leads to the main page of the bank, Here you have to click continue to proceed with the next step.

Https indicates a secure connection, IOB took all the necessary security measure for  secure transactions to take place for customers, simply it establishes a secure connection between and IOB Customer and Bank

Step 2:

Click on Register on the main page, refer image below in which we have highlighted the REGISTER link for you to identify easily.


                                                                            IOB Home Page

If you are an Individual then click on register button which is below Individual Button, and if you are a corporate then click on its immediate register button. Generally, most of them have individual accounts.

Step 3:

The above step leads to the INDIVIDUAL REGISTRATION page in which you have to fill all your personal details like salutation, name, residential status, country, account number etc.

IOB internet banking form

                                                IOB Net Banking online Registration Form

The login ID will be the unique ID for you through which you will login to you IOB Net Banking online services provided by Bank, it should be a combination of alpha numeric’s and should be unique.

The password should be very strong so that no one should be able to guess it or crack it. This makes your IOB Net Banking services more secure from cyber attacks. After successfully filling the details click on submit button.

Take a print of the IOB net banking online application.

IOB Internet Banking Activation process

Step 4:

Carry the iob internet banking application to the bank branch in which you have opened the account and submit to the respective banker, make sure you have noted down the user id and password which you provided at the time of registration(step 2).

Step 5:

You are done with the process of registering for IOB internet banking to activate iob net banking services.

It might take an hour or more for the net banking to be activated, basically, it depends on the bankers processing time for the application to get processed. Enjoy uninterrupted internet banking service provided by IOB.

That’s all.. !! you are done with IOB net banking registration, now its time for the bank to activate iob netbanking for you. After successful activation of net banking, you can login to your internet banking account and enjoy the services provided by IOB.

How to Install IOB Mobile App on Android and iOS?

Dear IOB Customers every time it is not possible to go to the bank to Transactions. Let’s install the IOB Mobile banking App to do all the transactions from your Mobile itself. I will tell you the process to install the IOB Mobile Application on your Android or iOS Mobile. In order to do that check this article steps to install IOB Mobile app on your Android or iOS mobile.

How to Generate MPIN for IOB Mobile Banking?

To use mobile banking service(IOB Mobile) you must need to generate MPIN for you IOB Mobile Banking Account. Check out the process how to generate MPIN for IOB Mobile Banking using IOB Internet banking.

How to transfer funds transfer using NEFT or IMPS?

It is easy to transfer funds from one account to another account with IOB or Other Bank accounts. For that, you need an IOB Mobile banking account or IOB Internet Banking Account. click here to see how to transfer funds using NEFT or IMPS.

Funds Transfer using IOB Mobile Application?

You must need an IOB Mobile banking Account to transfer funds or to do other transactions using IOB Mobile App.  See the Process to register for IOB Mobile banking and Funds Transfer using the IOB Mobile Application.

How to generate ATM Pin using IOB net Banking?

If you don’t have ATM Pin on your ATM card or Debit Card you can easily able to generate the PIN using IOB Internet Banking. It will be late to get the ATM Pin from the Bank so You can generate the ATM Pin Instantly. Check out Process to generate ATM Pin using IOB Online banking Application.

IOB Customer Care Toll-Free Helpline Number

Here is IOB Customer Care Number 1800 425 4445. If you have any queries you can call this Number to clarify your doubts.

This is all about our IOB Internet Banking Guide. If you got any problem during IOB net Banking registration process please comment below will try to solve your problems.


1.  Who can register or activate IOB Internet Banking?

• Savings/ Current account holders
• Deposit / Loan account holders
• Proprietary firms
• Partnership companies
• Limited Companies
• Societies/Trusts
• HUFs

2. What is E-Tokens ?

E TOKEN is a device like USB derive which has a digital certificate in it and sent to the customer/account holder. It is used as an additional authentication mechanism apart from password to secure your account during login and funds transfers.

Note : This services is only provided to corporate only.

You need to visit official websites of bank to activate E-Token services for your account. You need to follow way as given below.

Your Account => Apply for digital signature.

Now fill the online form and submit it.

You will receive E-Token by post.

After receiving E-token, you need to login to click “Register Certificate” link on home page of your account.

Note : you will be charged Rs 625 per token.

Now fill the details to activate token for your Indian Overseas Bank  Account.

3. How to change the password for your IOB internet banking ?

• Login to your online Banking account

• Head to “Edit Profile”

• Click on the “Change Password” option

• Enter the current password and new password in given fields and click on “submit”
Change pin.

4. How to change the pin for your online banking ?

• Login to Your IOB Internet Banking account

• head to “Edit Profile”

• Click on the “Change Pin”

• Enter the current pin and new pin in given fields and click on “submit”

5. What If I Forgot Pin ?

In this case you need to submit a letter to your branch for resetting your pin. You will receive pin to your e-Mail by Bank on very first day.

Indian Overseas Bank Customer Care Number, Toll Free Helpline, Email {Check Helpline Number }

6. What If I Forgot Account Password ?

  1. It’s normal that sometime we forget our password but you do not need to worry as it is very easy to get back account in second.
  2. Open login window of IOB Internet Banking and click on the forgot password.
  3. New window will be displayed asking you to enter the email address associated with the bank account.
  4. After submitting email address, OTP will be sent as SMS to the mobile number registered.
  5. Enter the OTP and click on submit
  6. That’s it You will get new password on your e-mail address.

Now You can ask Your query 🙂

56 thoughts on “IOB Net Banking registration and activation process

  1. sandeep

    very nice article….use full to activate iob internet banking thank you .

    1. Babulalpanwar

      IOB bank Internet ke mamle bahut phechhe hai is ka koi BHI app NetBanking kuchh BHI aasani SE Kam NAHI KARTA bakvas bank hai other bank me app UPI NetBanking sabhi kuchh hi time me activet ho jate hai mughe 6month ho gaye kuchh BHI activet NAHI ho paya app BHI bakvas hai

    2. admin Post author

      please approach near by branch regarding this, we cant help you in this through online.

  2. gangadhar

    hi admin, it was a nice article on how to register for iob internet banking. Can please share how to register for mobile banking also?
    Thanks in advance

    1. admin Post author

      hello gangadhar , we will update you with a new article on iob mobile banking activation.Please subscribe to us for latest updates.

    2. Janess

      I’m impressed by your writing. Are you a professional or just very knwaoedgelble?

    3. Kamesh

      I am willing to open an account in indian overseas bank, is it possible through online?

    4. admin Post author

      you should approach a branch of indian overseas bank to open a account. It is not possible through online.

    1. admin Post author

      Hi Sardha , thanks for your support. Keep Visiting!!

    2. Dragon

      I have learn’t a few good stuff here. Definitely value bookmarkinng for revisiting. I surprise how much attempt you place to create this type of excellent informative website about indian overseas bank.

    1. admin Post author

      Sure Marci, we will take your query into consideration and soon we will update it with an article.

    2. Davion

      I found just what I was needed, and it was enniatriteng!

    1. admin Post author

      Yes Murugan , its for net banking online registration only. You should have an account and you should apply for net banking there in the branch, later you should open the portal and register online for obtaining a username and password.

    2. Solan

      Thanks for makingg it easy and clear to the point.

    3. admin Post author

      Thanks for your support solam . Keep Visiting

    4. gautham

      hi admin can u say what option-yes or no have to be selected for fund transfer during first time registration

    5. admin Post author

      You should select “yes” option gautham, thanks for approaching us. Please let us know if you have any more queries.

  3. Surya

    Hello Admin,

    Please let me know
    How to register for IOB Internet Banking and fill in a Foreign Mobile number since I live in Singapore.

    1. admin Post author

      Hi surya , soon we will update with an article on your query, it would be good if you can mention what points are to be covered in that article.

    2. Jaylynn

      I told my grandmother how you helped. She said, “bake them a cake!”

  4. Surya

    Hello Admin,

    Please let me know
    How to register for Indian Bank Internet Banking and fill in a Foreign Mobile number since I live in Singapore.


    1. admin Post author

      Hello Surya can you please let us know whether you are having an account in IOB? so we can help you better.

    1. Geraldine

      More writers should care about creating great, wellewritt-n content as much as this writer does. Excellent grammar and relevant material makes all the difference in this content. Really great work!

    1. admin Post author

      thank you for your words Anbarasan 🙂

    1. admin Post author

      hello hareram , how can we help you?

  5. Sanjaya kumar majhi

    I have registered my net banking through mobile.unfortunately due to technical problem it couldnot successful.later when again i tried it showed already registered.but i have forgot my login id and password.please help.

    1. admin Post author

      Hi sanjaya , you need to enter username to try forgot password option. If you are not able to remind that, then please approach your home branch for support.

  6. Vikas


    I am facing problem with the registration.

    After entering account no. on the registration page, verifying pop-up appears and i am unable enter ” Nick Name” and select “Fund Transfer” type. Please help.

    1. admin Post author

      Hello Vikas, it takes time to select the next field .It is common for all fields. i.e u should wait few seconds after every entry. Try like this.

    2. Vikas

      Yes I know this, however after entering the account no. I have waited for around 5-10 minutes but was unable to move to the next field.

  7. Vasu

    After entering 15 digit account number it takes very long to process. I’m not able to complete the process and submit the page to generate pdf

    1. admin Post author

      Hello Vasu, please wait for few seconds after every entry so the preceeding fields get loaded

  8. Jitu

    Article is good. But the website to create Login Id must clarify on the website itself, then there will be no need of any additional information,(like this article). The website itself say… LIKE..PLEASE CREATE LOG IN ID YOURSELF… because few years back the ID was created by bank and hard copy was mailed through post. So I visited bank to gather the information about Login ID and password. The decision maker at bank must apply a common sense to make website user friendly. For example go to ICICI bank internet banking.. see how clearly it is mentioned everywhere on the page itself. Where as it in your case.. i have to find out another tutorial to understand what is Login ID.. Hope you may communicate with with related authorities, or you may say. ‘I cant, because I am only responsible for ‘this’ article..’

    1. admin Post author

      Hello Jitu , I can understand your intention, but we cant do anything from my end. We are here just to guide and provide information.

  9. Alka

    How can I retrieve my 15 digit account number? All I have is 3 digit ppf account #

    1. admin Post author

      you should go to branch and request them. thanks

    1. admin Post author

      there are no anual charges for net banking services


    I want online net.banking register and change mobile number form please send that gmail form

    1. admin Post author

      we have already provided those application form links in our articles, please download them.

  11. raju

    Job net banking me details fill Karne k baad Provide mobile number Likha hua Ata h.. plz kuh slouction batAiye.


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