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IOB Net Banking

Link Aadhar Card Online

Link Aadhar card number to the bank account is a mandatory process in the present scenario. Every bank account holder must link  Aadhar card details to their account first. The government of India is making this process important for everyone who maintains the separate account.

Ways to Link Aadhar card

In order to link the aadhaar card through the online mode, the user must have to keep the internet banking facility. This option is given by the bank to the account holders. The users can manage the ID and password for utilizing the internet banking facility. You should keep up an important document to link aadhar card details to the bank account. Below are different ways to link aaadhaar card to IOB.

By Offline mode

The users ensure the correct document for linking the aadhaar card into the Indian overseas bank account. They can keep the photocopy of the aadhar card, Aadhaar card linking form and other documents while entering into the nearest bank branch.

  • First, the account holder of the Indian overseas bank visits the nearest branch in their area.
  • You can ask the application form for the aadhar linking purpose through the respective official available in the bank.
  • Enter the correct details given in the aadhaar card and submit it to the bank.
  • Submit the documents given in the application form to the bank
  • Provide the original document for the verification process. After the process is completed, you can get the documents.
  • The bank will attach the number to the account manually.
  • If the bank has linked aadhaar card to the bank account, you will immediately receive the notification.
  • You can get the notification alert only on the registered mobile number. So provide correct number to link aadhaar
  • If the users are not able to receive the notification, they once again the visit the nearest Indian overseas bank branch for getting the link details and others.

Link Aadhar card Online Net Banking

It is the simplest process for linking the aadhar card through the online mode. You can make this process at your home simply without any hassle. The users can maintain the standard internet connection while making this process and quickly the number to the bank account.

  • First of all, the users must visit the official site of the Indian overseas banking and search the link for the aadhar card linking process.
  • It is very important for the user to visit the correct link available in the official site.
  • After that, you can hit the personal banking option present in the page.
  • You click the login button and continue the process.
  • The respective account holder must fill the user ID and password in the relevant box.
  • The users can see an option for the aadhar card linking tab option.
  • You can click on the tab and enter the twelve digit aadhar card number on it.
  • Then, you can confirm the number and receive the confirmation message on the registered mobile number.
  • The bank also sends the confirmation message to the email address of the Indian overseas bank account holder.
  • You can check the status of linking aadhaar process through the official site and use it to enjoy the government subsidy.

Through SMS option

It is the best option to link the aadhar card. In this way, you can maintain the registered mobile number that provided with the bank and follow the simple instruction to link aadhar card.

  • This option is suitable for those who provide the correct mobile number to Indian overseas bank.
  • From this option, the users can get the quick alert for the aadhar linking process.
  • The users can send the aadhar card linking request through the message with the respective number.
  • The user type of aadhar space and enter the bank account number space. After that, users enter the aadhar card number.
  • Once the registration is successful, you can get the confirmation message on the mobile phone.

Link Aadhar by nearest bank ATM

This is another form for linking the aadhar card to the bank account. There are many banks give facility for seeding the aadhar number into the account. You can follow the below steps to link the aadhar with the bank account.

  • The account holder must visit the nearest Indian overseas bank ATM in their area.
  • You can insert the ATM card and choose the aadhar card registration process available in the particular category.
  • You can enter the aadhar card number twice that ATM will ask at that time.
  • Once complete the process, you can receive the receipt for the aadhar card linking request.
  • You can immediately view the confirmation message on the ATM machine screen. You can avail of various offers for linking the number to the bank account.
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IOB Mobile Banking IOB Net Banking

IOB Customer Care Toll Free Helpline Number and Email

IOB has a well established customer service department to resolve any issues or inquiries related to the customers. Be it be the transaction related issues, ATM related issues or the credit/debit card related issues you can contact the customer care.

iob

In this post I will be sharing you about the Iob customer care number to resolve any issues, queries, complaints of the customers.

IOB Internet Banking  Toll Free Numbers for Complaints:

To resolve your complaints regarding IOB internet banking, Other banking and Corruption. You can find the email ID and Telephone numbers for booking complaints on IOB internet banking and  Corruption below. Here we have different toll free numbers to book a complaint on a particular category like Internet Banking, IOB Corruption Complaints etc.,

IOB Net Banking Service Numbers

Internet Banking(login Now)+91-44-28519460
IOB Banking1800-425-4445 – Toll Free
IOB Corruption Complaints1800-425-3402 – Toll Free
Mobile Banking (get MPIN here)044-2888 9350 / 2851 9460   (eseeadmin@iobnet.co.in)
NEFT/RTGS044-2851 9488 / 2858 4896   (rtgscell@iobnet.co.in)

Also Read : How to Create IOB Internet Banking

IOB Credit/Debit  Card & ATM Complaint Numbers

IOB is issuing two types of cards. They are IOB Gold Credit and IOB Classic Credit cards. The Interest charged by IOB for credit card usage per anum is 24%. Call to below numbers if you have any complaints regarding the issued IOB Credit cards. They will solve your credit card complaints soon.

ATM/Credit/Debit Card Service Contact Number

IOB Credit Card1800-425-7744 – Toll Free
ATM /Visa Debit Card related Issues044-2888 9359   (atmcard@iobnet.co.in)
ATM Transactions related issues044-2851 9470 / 2851 9464 / 2888 9314   (atmtxns@iobnet.co.in)

IOB Customer Care  Numbers related to Loans & Deposits:

Every Banking System providing customers Loans in terms personal loans, educational Loans, Vehicle Loans etc., Each type in loans are having different rate of interests according to the bank Policies. You can get information regarding the IOB Loans you can contact below Numbers. They will help you with loan Information.

Loans Enquiry Phone Numbers

Corporate Loans and Advances044-2851 9426
Retail Banking/Home Loans/Education Loans/ Deposits044-2851 9490 / 9639   (mdd@iobnet.co.in)
SME Credit044-2851 9439   (sme@iobnet.co.in)

IOB NRI Banking Email and Toll Free Number for Complaints:

NRI Banking in this NRI in the sense Non-Resident of India. NRI accounts are to be opened by a person who is  non resident Indian. These accounts are to be opened in below currencies in term deposits.

  1. US Dollar
  2. Euro
  3. Great Britain Pound
  4. Japanese Yen
  5. Canadian Dollar
  6. Australian Dollar

If you have any complaints regarding IOB NRI Accounts call Below contact Number or else mail them using NRI Banking Mail ID (Mentioned Below)

NRI Banking
NRI Services                                         :                  044-2851 9613 (nrihelp@iobnet.co.in)

IOB Customer Care Toll Free Numbers for Other services

Check out the customer care numbers of IOB Services for IOB Debit Card, IOB Credit Card, IOB Internet Banking, IOB Mobile Banking, Funds Transfer using NEFT and RTGS etc., Here you can also get the Central office customer care numbers too. If the numbers are not working please let us know by commenting below we will change them asap.

Customer Service Helpline Numbers and Emails

Agri and Rural Credit044-2851 9444   (pcdagri@iobnet.co.in)
Bank Share holders complaints044-2888 9392   (investorcomp@iobnet.co.in)
Foreign Exchange Inward Remittance044-2851 9618 / 19   (fedcar@iobnet.co.in)
Other Public Grievances044-2888 9328
Pension matters044-2851 4120 / 2888 9289 / 2888 9384   (cppc@iobnet.co.in)
Principal Nodal Officer for Public Grievances at Central Office044-2851 9519

In the above table, I have given the information regarding the customer care toll-free contact numbers and public grievance numbers regarding the pension related issues, ATM and debit card and credit card related issues etc.

You can contact these helpline numbers if the customers have any doubt regarding the banking services or transaction related problems.

Categories
IOB Mobile Banking

How to register with IOB Mobile Banking form

With the latest trend of demonetization and digitalization in India there have been many changes in the banking systems. People are preferring much to utilize net banking and mobile banking services provided by banks. Indian Bank is also providing IOB Mobile Banking services.The purpose of IOB Mobile Banking is to reduce the cost. IOB mobile banking is a service provided by IOB where payments can be made with the help of mobile devices. We can register for this through iob mobile banking registration form.

iob mobile banking

Here in this article i will give you a brief description on how to register for iob mobile banking with complete registration process, activation of iob mobile banking, & how to download the application form, how to get mpin for iob mobile banking, and how to get IOB mobile banking app. Here you go with what you are looking for.

IOB Mobile Banking Services

IOB is providing all those possible services just without going to the bank through its mobile banking service. I have listed all those services here below.

  • Balance Enquiry
  • Mini Statement
  • Funds Transfer within Bank  & from one account to another
  • Funds Transfer to accounts of other bank using NEFT and IMPS
  • Topup and bill payments
  • Stop cheque
  • Cheque status
  • ATM card blocking
  • Foreign Inward Remittance using IMPS

Transactions can be made without any extra charge for the service.

IOB Mobile Banking registration process

IOB mobile banking registration can be done offline i.e by downloading IOB mobile banking form and through Online i.e via IOB Internet banking service.

Registration through IOB Mobile banking form

Here is the link to get the iob mobile banking form Click here.

Get your iob mobile banking registration form from the above link and take a print out of it. Fill the mobile banking form with all your details, make sure you have made no mistakes.

Now you have to submit the iob mobile banking form in the bank branch in which you have the account. The submitted mobile banking registration form will be further processed in the branch.

IOB Mobile banking registration through Internet banking

IOB Mobile banking can also be applied through IOB internet banking website. Here are the steps to register for IOB mobile banking through net banking service.

Step 1: Login to your www.iob netbanking website

Step 2: Go to EDIT PROFILE page on the top of the page, then you will see a page as below.

Mobile banking registration through netbanking

Step 3: Click on Register Mobile Banking which is available on left side of the page, then the following screen will be displayed.

iob Mobile banking registration

 Fill all the details on above page  to register for mobile banking service. Thats all, registration process is done with iob mobile banking form.

Do let us know through the comments section below for further clarifications. We will get back to you soon.

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Uncategorized

How to use IOB USSD code banking services

IOB Bank that provides an excellent mobile banking services which will be very useful for the customers to check and do the following transactions of mini statement, credit card, payment, stop cheque payments, ATM card blocking, loan and deposit view payments, bill payments, status of the cheque, fund transfer from one bank to the another, transfer of fund through NEFT and IMPS, etc.

USSD BANKING

This provides an excellent banking service 24/7 and it is very convenient for the customers to clarify all the information’s from their place through the use of mobile phones. This feature is available in all the Indian overseas Bank branches it is suitable only for the valid operative account it is one of the very easiest processes and user-friendly.

About USSD and its purpose

Unstructured Supplementary Service Data is an expansion of USSD that helps the customers use their mobile banking system without any internet or data connection through the code *99#. The main objective of introducing this USSD is to receive the financial inclusion of the society and also it will help to integrate into the main banking system.

It is a very good technology that is introduced to collect all the information that are transmitted through a GSM network that is even through a basic mobile phone with the help of the SMS facility.

USSD is an application platform that is available in all IOB mobile banking systems the various services that are provided in USSD balance inquiry, generate OTP, fund transfer through IMPS, mini statement, change of Mpin number my MMID. These are the useful information in which you can receive through USSID services.

Some of the benefits and features of USSD are these works entirely without the help of data connection on a basic mobile. It is very easy to use in a secure interface process. It works in all GSM handsets. The process of transferring money by using USSD code is very easier and secure.

Services available with USSD

There are plenty of services that are available by using USSD financially and non-financially. By financially you can transfer funds with the help of account number Aadhar card and MMID code. With the help of non-financial service that helps to generate OTP generation, balance inquiry, mini statement, and change of Mpin and generation.

USSD code is very useful for transferring money to another account let us see the steps that are followed by using MMID and mobile number

  • Initially, you have to register your bank account number with the registered mobile number and then you have to dial*99#.
  • Just interface 3 letters of bank name which is represented in a short way and then you have to enter the first four letters of your IFSC Bank code then 2 digits of bank numeric code and then you can proceed to send.
  • You have to choose the number to transfer money and then you can proceed with the payment of beneficiary mobile number.
  • Next step you have to choose the transaction amount to the beneficiary and then enter Mpin of the last four digits which is available of your bank account number.

Transferring money by using USSD code, IFSC code, and bank account number.

  • Dial *99# with the help of your registered mobile number.
  • Then continue with the short term three-letter Bank name and then 4 digits of IFSC code then two-digit numeric codes that are represented in your bank card.
  • And then you have to choose the fund transfer by using IFSC code and through mobile number.
  • Enter the beneficiary account number to transfer the amount by using IFSC.
  • Enter your pin and last 4 digits of your account number and you will receive a confirmation message in your screen.

How to use USSD service

USSD is a popular technology in which the information are transmitted with the help of a basic GSM network and this service is particularly available on all mobile phones with the help of the SMS facility. The simple form of interaction you can use this technology by typing*99# in your basic mobile phones. This helps to transfer payments and also you can receive account details to say in a simple word it is excellent mobile banking service.

Conclusion

USSD is an excellent platform that works in basic GSM mobile phones with the help of the SMS facility and the menu is really interactive by providing the USSD code service. Customers are really satisfied in this facility and it is completely free of charge for the IOB customers.

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Uncategorized

IOB SMS Banking Registration and Usage Process

Indian Overseas Bank is a popular public sector bank that was established in the year 1937 on 10th February, headquarter is situated in Chennai. The popular IOB bank offers various financial and banking services which include credit cards, investments, deposit payments, loans etc… This bank offers you plenty of features and the customers can easily visit the banking through online services by using net banking websites and even through mobile applications.

iob sms banking number

About SMS banking

Indian Overseas Bank customers can easily check their account balance in the form of requesting through a message, that is they can send an SMS from there register mobile number to a common SMS banking IOB number 8424022122.

And in this number, you have to send the detail format as “BAL account name’’ which is exactly represented in your bank and then you have to send this SMS to the mobile number. Automatically the bank will reply to you the balance account details through SMS.

There is also another alternative procedure for receiving your bank balance details just dial to the number 04442220004 in your register phone number within a few rings your call will be automatically rejected and the bank will immediately respond to you with your bank balance details through SMS. An important note over here is only through the registered mobile number you can receive the SMS of your bank details.

Features

Indian Overseas Bank has designed with amazing features and it is really user-friendly let’s see some of the features of IOB SMS banking systems are

  • This bank is really user-friendly and it is available to the customers anytime by the registered mobile number to clear all the details through the mobile banking system.
  • You can easily track your account details through the clock.
  • Plenty of facilities are available with established designed formats through SMS services.

Registering for SMS banking

If you haven’t still registered your mobile number with your bank it is advisable to register your personal mobile number to the bank to receive all the details regarding your account.

This process will be very easier to receive the account details then and then. You can approach your nearest branch and there you have to fill the mobile banking application form which will be available in the bank just fill it and submit it over there. After the employee reviewing the details of the mobile banking service immediately, this will be activated to your number. You will receive an SMS regarding that your mobile process has been activated and it is connected to the IOB SMS banking services.

And now you can easily link to the bank and you can receive all your information and also you can login to the internet banking sector which will be very easy for the transaction.

How to use IOB SMS banking Service

Here is the few steps should be followed if you need to activate your SMS banking in your mobile. For Indian overseas mobile banking customer’s application product is activated and you can follow these steps for your reference.

Transaction

Tag Description

Balance enquiryBAL /space/ last 4 digit Account Number e.g: BAL  1234
Mini StatementMINI /space/ last 4 digit Account Number e.g: MINI  1234
Get your MMIDMMID
  • Initially, you have to download the IOB mobile banking system service from your application store that is from Google play store.
  • Then just open the application and enter your registered number which is given in the bank and m pin number.
  • Just click to generate OTP, the OTP will be received in your registered mobile number. Verify the OTP for activation.
  • After OTP verification a message will be displayed as successful verification on the screen and then you have to re-enter the system to enter the login password and then submit.
  • Immediately a message will be displayed on the screen that you have successfully created mobile banking system with a password on your mobile. Here you can receive plenty of information through this service.
  • And then when you enter your password just accept the conditions which are given below and log in to the mobile banking services and here you can easily clarify all the information’s regarding your account details.
  • This is one of the easiest methods or you can just fill the application form in your nearest IOB store after the registration process is completed a mobile welcome kit will be provided from the bank with the PIN number you can just use this service easily.

Conclusion

After successfully registering your mobile number with IOB banking service you can easily check all your details by receiving the mini statement of transferring funds in your mobile app easily within a minute.

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Uncategorized

How to Block IOB ATM/Debit Card

Indian Overseas Bank is one of the leading banking services in the Indian sector. With advanced facilities and constant efforts to maintain customer satisfaction, you can easily obtain the best from the bank always.

block iob atm/debit card

It is possible for everyone to lose their wallet or debit card in their lifetime. Few lost things might not be so valuable that they can be left after. But in case of a lost debit card or debit card, it is mandatory to report it to avoid money loss. Ignorance for valuable things might result in heavy paybacks. For our IOB customers, we listed out the best possible solutions below to make themselves be on the safe side.

Steps to be taken in case of lost ATM/debit card

It is very much recommended to block the card by following either of the process listed. Although one can prefer changing pin but it’s no so reliable.

  • Change Debit Card Pin
  • Block the card ( recommended )

Change debit card pin through ATM

  • Pay A visit to the nearest IOB ATM machine and you need to carry your debit card along.
  • You will be expected to input the pin of the card after swiping in the machine.
  • You will get an option to change the pin after you have just entered the old pin number.
  • Choose the options to change the pin number 
  • Input a new pin together. You will receive an OTP in your registered mobile number that needs to be verified.
  • Right after the verification, you can withdraw the ATM card and start using the pin that you have set.

Change pin via net banking

To change the pin for your internet banking follow the below procedures

  • Login to Your Internet Banking account
  • Go to “Edit Profile”
  • Select “Change Pin”
  • Enter the current pin and new pin in appropriate fields and click on “submit”

Block IOB Debit card by visiting the branch

  • Visit the nearest IOB branch and meet the concerned executive.
  • Request them to block your ATM card and you will be expected to provide your account details and verify your ID.
  • Eventually, you will receive a confirmation message from the bank on your registered mobile number after the ATM card has been blocked.

Block IOB ATM card through customer care

  • Dial 1800 425 4445 from the registered IOB mobile number and pay attention to the IVR instructions.
  • Choose the option to block the ATM card.
  • The executive will eventually ask you for all the account details. The verification on the telephonic conversation will take place. 
  • After verification, you will receive a confirmation message in your registered mobile number and the ATM card will immediately get blocked.

Block IOB ATM/debit card using the Net banking 

As long as you have IOB Internet banking services activated for your account, it becomes very easy to block the ATM / debit card within just a few minutes.

  • Visit official Overseas net banking website and input your account login credentials.
  • Choose for IOB card option and pick the suspend debit card option situated on the right-hand side of the screen.
  • Input your account number and request the branch to block your IOB ATM card right away.

After your IOB card has been blocked, nobody will be able to use it by any means. The new ATM card will be issued on a payment of some fee. Also, You will be given a new pin number in the new reissued ATM card.

Categories
IOB Mobile Banking

How to get MPIN for IOB Mobile Banking

Earlier we have discussed iob internet banking and iob mobile banking services in our previous posts, if you have missed them please register and activate the services as soon as possible. In this competitive world, people are being used to a life of hurries. Most works are being done on the go through mobile devices. To fit into this world IOB has introduced mobile banking services. In this article, we are going to discuss on “how to get mpin for iob mobile banking”.

mpin for net bankingIn-order to  use mobile banking service you must have a MPIN to login into mobile banking. Most of the people dont know how to get mpin for iob mobile banking, so here in this article i am going to write a step by step process on how to generate mpin for iob mobile banking.

Steps to generate MPIN for IOB Mobile Banking

Account number should be linked with the mobile number to use mobile banking service. Get registered for IOB Internet Banking service, so that through internet banking mobile banking service can be registered.

Get MPIN for IOB Mobile Banking -Part 1

  • Mpin is a authentication for mobile banking service. So it is must ti get registered for mobile banking. To get MPIN we need to fill the mobile banking  registration form. Follow this link to complete the registration process : IOB Mobile Banking registration.

Get MPIN for IOB Mobile Banking-Part 2

  • Step 1: Click on submit  in IOB Mobile registration as show in part 1. Below is the reference image

get mpin for iob mobile banking

  • Step 2: Otp will be sent to the registered mobile number. Enter the otpHow to get mpin for iob mobile banking
  • Step 3: Click on submit, “Registration is successful for Account: xxxxxx. Mpin will be sent  in 48 Business Hours” will be displayed.How to get mpin for iob mobile banking

You will get MPIN  during 48hr of registration, note the mpin

  • Step 4: Now download IOB Mobile app for android through Play Store here : Download Link1 &  Link2
  • Step 5: Start using the app now

If you are having any doubts please use the comments session bellow. We will help you at our best.